Heavy-duty pickup and gooseneck flatbed with secured equipment load
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Hotshot & flatbed insurance · Texas

Your truck. Your trailer.
Your next load.

Insurance reviews for pickup-and-gooseneck and other hotshot operations hauling equipment, materials, and time-sensitive freight.

01 / Pickup & gooseneck02 / Flatbed freight03 / Equipment hauling
Your business, in focus

Every combination
tells a different story.

Truck & trailer

Share VINs, weight ratings, trailer configuration, ownership, and equipment values.

Loads & securement

Describe actual freight examples, maximum values, customers, and contractual requirements.

Routes & drivers

Review radius, states traveled, annual mileage, and the experience behind the wheel.

Built around the operation

Start with the details
that matter.

Hotshot risks vary by truck weight, trailer configuration, freight, radius, authority status, and driver experience. Accurate equipment specifications and real examples of planned loads help support a reliable submission.

Prepare for the review
  • Truck VIN, GVWR, and stated value
  • Trailer type, length, capacity, and value
  • Freight examples and maximum load value
  • Radius, states traveled, and annual mileage
Coverage to discuss

A clearer path forward.

01 / REVIEW

Auto liability

Review the liability limits and filings applicable to the operation.

02 / REVIEW

Motor truck cargo

Discuss freight types, securement, maximum values, and policy restrictions.

03 / REVIEW

Physical damage

Review scheduled truck and trailer protection.

04 / REVIEW

Trailer and operational options

Discuss non-owned trailers, general liability, and other operation-specific needs.

Information shown here is for discussion only. Eligibility, terms, exclusions, limits, pricing, and availability depend on underwriting and the final policy or bond documents.

A clearer next step

Before you request a review.

What should I have ready?

Bring the information listed above, current coverage or bond documents when applicable, requested effective date, and any contract or filing requirements. Additional information may be requested.

Can you review my current coverage?

Yes. Share the relevant declarations, schedules, contracts, and recent loss information so the current program and renewal questions can be discussed.

Does requesting a quote or bond start coverage?

No. A request does not bind insurance or issue a bond. Carrier or surety approval and confirmation that all requirements have been completed are necessary.

Plan around the freight you haul.

Tell us what you do, what you need to protect, and when you need coverage. We’ll help you identify the next step.

Start my quote request ↘
Hotshot & flatbed hauling · Request builder

Start your quote request.

Questions tailored to hotshot & flatbed hauling. Build and review your request. Email delivery is awaiting verification; you can download a copy.

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Start with your business.

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