Portable tools
Discuss coverage for smaller tools, including blanket limits and any per-item restrictions.
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Tools & equipment insurance · Texas
Your tools go where you work.
Review protection
that travels with them.
An inland marine coverage review for portable tools, contractor equipment, and the property your crews take to jobsites.
01 / Portable tools02 / Scheduled equipment03 / Storage & transport
Your business, in focus
Built around your business.
What you own
Prepare an inventory with values, serial numbers, and the types of equipment used by each crew.
Where it goes
Describe storage, vehicles, jobsites, transport arrangements, and theft-prevention measures.
What you rent or borrow
Identify leased, rented, or borrowed equipment and bring agreements that specify insurance requirements.
Built around the operation
Start with the details
that matter.
Tools and mobile equipment may need a separate inland marine policy or endorsement. Review property descriptions, covered locations, valuation, deductibles, theft conditions, and exclusions with your agent.
Prepare for the review
- Tool inventory and replacement-value estimates
- Equipment serial numbers and ownership
- Storage, transport, and jobsite locations
- Rental agreements and prior losses
Coverage to discuss
A clearer path forward.
Contractor equipment
Review whether larger machines need individually scheduled descriptions, values, and deductibles.
Rented equipment
Bring rental terms so your agent can discuss available coverage and required limits.
Theft & damage conditions
Review covered causes of loss, security conditions, unattended-vehicle restrictions, and valuation before relying on a policy.
Information shown here is for discussion only. Eligibility, terms, exclusions, limits, pricing, and availability depend on underwriting and the final policy or bond documents.
A clearer next step
Before you request a review.
What should I have ready?
Bring the information listed above, current coverage or bond documents when applicable, requested effective date, and any contract or filing requirements. Additional information may be requested.
Can you review my current coverage?
Yes. Share the relevant declarations, schedules, contracts, and recent loss information so the current program and renewal questions can be discussed.
Does requesting a quote or bond start coverage?
No. A request does not bind insurance or issue a bond. Carrier or surety approval and confirmation that all requirements have been completed are necessary.
Keep your business moving.
Tell us what you do, what you need to protect, and when you need coverage. We’ll help you identify the next step.
Tools & Equipment · Request builder
Start your quote request.
Build and review your tools & equipment request. Email delivery is awaiting verification; you can download a copy or call the agency.
Email delivery setup pending. Build, review, and download your request. Please call 281-815-0547 for assistance.
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