Workplace injury coverage
Discuss coverage for eligible employee injuries and occupational illnesses, subject to the policy and applicable law.
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Workers’ compensation insurance · Texas
Your team does the work.
Plan for the people
behind your business.
Review workplace injury coverage, payroll, employee duties, and contract requirements with an independent agent.
01 / Employee duties02 / Payroll & classifications03 / Contract requirements
Your business, in focus
Built around your business.
Your team & duties
Describe each type of work your employees perform, their work locations, and the states where they work.
Payroll & subcontractors
Prepare payroll by job duty, ownership details, and information about subcontractors and their insurance.
Current coverage & history
Bring your current policy, loss history, audit information, and customer insurance requirements.
Built around the operation
Start with the details
that matter.
Workers’ compensation is a separate coverage conversation from general liability. Discuss eligibility, employee classifications, payroll, employer’s liability, and any contract requirements with your agent.
Prepare for the review
- Employee duties and estimated annual payroll
- Owner and officer participation preferences
- Work locations, subcontractors, and contracts
- Current policy, loss history, and prior audits
Coverage to discuss
A clearer path forward.
Employer’s liability
Review employer’s liability limits and how they fit with your other liability policies.
Payroll & classifications
Accurate operations and payroll descriptions help the agent prepare the submission and explain the audit process.
Contracts & certificates
Bring required limits, waiver requests, and customer contracts for review before making coverage commitments.
Information shown here is for discussion only. Eligibility, terms, exclusions, limits, pricing, and availability depend on underwriting and the final policy or bond documents.
A clearer next step
Before you request a review.
What should I have ready?
Bring the information listed above, current coverage or bond documents when applicable, requested effective date, and any contract or filing requirements. Additional information may be requested.
Can you review my current coverage?
Yes. Share the relevant declarations, schedules, contracts, and recent loss information so the current program and renewal questions can be discussed.
Does requesting a quote or bond start coverage?
No. A request does not bind insurance or issue a bond. Carrier or surety approval and confirmation that all requirements have been completed are necessary.
Keep your business moving.
Tell us what you do, what you need to protect, and when you need coverage. We’ll help you identify the next step.
Workers’ Compensation · Request builder
Start your quote request.
Build and review your workers’ compensation request. Email delivery is awaiting verification; you can download a copy or call the agency.
Email delivery setup pending. Build, review, and download your request. Please call 281-815-0547 for assistance.
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