General liability
Review third-party injury, property damage, completed operations, and restrictions relevant to your wiring, installation, and service work.
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Electrician insurance · Texas
You power the job.
We help protect
your business.
From the first wire to the final walkthrough. Insurance reviews built around electrical contractors, service electricians, and installation crews.
Wiring · Panels · Service calls · New installations
01 / Residential electrical02 / Commercial installations03 / Industrial & specialty work
For the work behind every switch
Your trade has
its own exposures.
A service call, a panel replacement, and a commercial buildout tell different stories. Start with the work you actually perform so your insurance review reflects your electrical business.
Residential & service
Wiring, troubleshooting, lighting, panel changes, and repairs in customers’ homes.
Commercial & industrial
Tenant improvements, installations, maintenance, project size, and the facilities where your crews work.
Specialty operations
Identify solar, EV charging, alarms, high-voltage work, or other specialties separately for underwriting review.
Your electrical business, in focus
From the service van
to the jobsite.
Discuss the crew, vehicles, tools, and work behind your next project. Available options depend on underwriting and policy terms.
Commercial auto
Discuss service vans, pickups, trailers, employee drivers, and travel between customer sites.
Tools & electrical equipment
Review eligible meters, testers, power tools, and mobile equipment, including values, storage, and transport.
Workers’ compensation & umbrella
Discuss employee injury coverage, additional liability limits, subcontractor use, and contract requirements.
These are topics for discussion, not a promise of coverage. Eligibility, limits, exclusions, pricing, and availability depend on underwriting and the final policy documents.
Before the next project
Bring the details
behind the bid.
Help us understand what your electrical business does today and the work you plan to take on next. Include the requirements from project owners and general contractors.
Open the submission checklist ↗- Residential, commercial, and industrial work mix
- Service, installation, repair, and specialty operations
- Largest projects, work heights, and energized-work exposure
- Payroll, annual revenue, and subcontractor costs
- Service vehicles, drivers, tools, and equipment values
- Current insurance, loss runs, and requested contract limits
Questions from electrical contractors
A clearer connection.
Can you review service work and new installations?
Describe both, along with the residential, commercial, and industrial mix. The work performed and the projects you take on help shape the underwriting review.
What about solar, EV chargers, or high-voltage work?
List these operations separately. Do not assume a policy for general electrical work includes every specialty. Your agent can review the scope, forms, and available options.
What should I bring from a general contractor?
Bring the contract and insurance requirements, including requested limits, additional insured wording, and certificate instructions. A certificate alone does not change the policy.
Does requesting a quote start coverage?
No. A quote request does not bind insurance. Carrier approval and confirmation that all binding requirements have been completed are needed.
Keep your business connected.
Tell us about your electrical work, your crew, and the next project on your schedule.
Electrical contractor · Request builder
Start your quote request.
Questions tailored to electrical contractor. Build and review your request. Email delivery is awaiting verification; you can download a copy.
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